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D2 visa: self-employment, a company or an investment project in Portugal

The D2 covers three profiles the law groups under one article: the freelancer with a service contract, the founder of a company here, and the entrepreneur who invests. No minimum capital is written in the law — the consulate weighs whether the activity is real, whether it will support you, and whether you can prove it.

Updated Facts checked against official sources (listed at the end)


Consular officer handing back a passport with an approved visa

Three profiles, one visa

The consulate’s list for the D2 has two headings, and the residence permit that follows (Foreigners Act, article 89.º) mirrors them:

Independent professional activity. You will work for yourself in Portugal — as a consultant, designer, therapist, engineer, tradesperson. Evidence: a company deed (if you will invoice through your own company) or a written proposal or contract for services in a liberal profession, and, where the profession is regulated in Portugal, a declaration from the competent body that you may practise.

Immigrant entrepreneur. You will invest in a business. Evidence: a declaration that you have made or intend to make an investment, with its nature, amount and duration; and either proof that you have already invested, or proof of funds available in Portugal (including funds obtained from a Portuguese financial institution) together with a described and identified investment plan.

Start-up in a certified incubator — a variant with its own page, the startup visa, where the IAPMEI declaration replaces the business evidence.

  • No minimum capital in the law — the plan and the funds must simply be credible and proven
  • 920 € / month means of subsistence (RMMG 2026), 12 months for investors
  • 110 € consular fee, decision within 60 days
  • Art. 89.º the permit requires a company or registered activity, social security registration, means, and the professional body's approval when the profession is regulated

What makes a D2 file convincing

Consular officers refuse D2 applications more often than D7 or D8 ones, and almost always for the same reason: the business is described, not proven. A file that passes shows:

  • A business plan with a market, a location, a budget, a first-year cash flow and the applicant’s role. Not required by the regulation; required by practice.
  • Funds on a Portuguese bank statement — enough to start the business and to live for a year. The ministry’s own rule for investors is means of subsistence “for a period of not less than 12 months”: 11 040 € for one person in 2026, plus the business capital.
  • A company already incorporated in Portugal (a sociedade unipessoal por quotas can be set up in a day through Empresa na Hora with a NIF and a NIPC), or signed service contracts with clients, Portuguese or foreign.
  • Professional standing: diplomas, CV, previous company accounts, portfolio, and — for regulated professions such as medicine, law, architecture, engineering, accounting — the registration or recognition from the Portuguese Ordem.
  • Accommodation in Portugal and a clean, apostilled criminal record.

Setting up the company before the visa is the strongest signal you can send. Access Portugal incorporates the company remotely by power of attorney — NIF for the founder, NIPC for the company, registered office, bank account — so the consular file contains a real Portuguese entity, not a promise.

From visa to residence permit (art. 89.º)

The visa gets you in; AIMA grants the permit if, besides the general conditions of article 77.º, you:

  1. have incorporated a company under Portuguese law, or declared the start of activity with Finanças and Segurança Social as a natural person, or signed a service contract for a liberal profession;
  2. are qualified to exercise the activity, where that applies;
  3. have means of subsistence (the 920 € scale);
  4. are registered with social security;
  5. present the professional body’s declaration when the profession requires registration.

The permit is valid two years, renewable for three-year periods. Its holder may also take salaried employment by having the permit’s basis changed (art. 89.º n.º 3). After five years: permanent residence; after seven or ten years of legal residence: naturalisation (see citizenship by residence).

Steps and timeline

Founder's NIF, then NIPC

NIF through a tax representative; company incorporated by power of attorney or in person; registered office address. Two to three weeks.

Bank account and capital

Company and personal accounts opened with the NIF; capital and living funds transferred. One to three weeks depending on the bank's compliance checks.

Business plan and evidence

Plan, contracts, qualifications, criminal record certificate (apostilled), travel insurance, accommodation.

Consulate

Appointment, biometrics, 110 €. Decision within 60 days of a complete file.

Portugal: activity, social security, AIMA

Start of activity declared with Finanças, NISS obtained, accountant appointed, AIMA appointment: 133 € + 114,30 € (25 % less online).

Tax and social security once you are here

A sole trader (trabalhador independente) pays income tax through the annual IRS return, with a simplified regime that taxes 75 % of service income for most professions; social security contributions of 21,4 % start after the first twelve months of activity (first-year exemption). A company pays corporate tax (IRC) on its profit and the founder is taxed on salary or dividends. VAT registration depends on turnover and on where clients are. Our accountants set this up on day one — see tax and accounting.

Questions about the D2

Is there a minimum investment for the D2?

No figure appears in the law or the consular list. Consulates look for an amount that fits the plan and covers a year of living costs. Small service businesses have been approved with modest capital when the contracts and the plan were solid.

Do I need Portuguese clients?

No. A service contract with a foreign client counts, but the activity must be exercised from Portugal, with a Portuguese registered activity or company. If all your work is remote for foreign entities and you want no Portuguese structure, the D8 may fit better.

Can I hire staff?

Yes, once the company exists. Hiring employees strengthens the entrepreneur profile; at ten jobs it becomes one of the golden visa routes.

Can my family come?

Spouse and children apply for residence visas to accompany you, with the family means scale (50 % / 30 %). Parents later, through family reunification.

Sources and official references

  1. Portal Diplomático (MNE) — residence visa: independent professional activity and immigrant entrepreneurs — checked 18.9.2026
  2. Lei n.º 23/2007 (Foreigners Act), consolidated — art. 89.º (residence permit for independent activity and entrepreneurs) — checked 18.9.2026
  3. Portal Diplomático (MNE) — means of subsistence 2026 (RMMG 920 €; investment: 12 months of means) — checked 18.9.2026
  4. Portal Diplomático (MNE) — fees (110 €) and deadlines (60 days) — checked 18.9.2026
  5. Segurança Social — trabalhadores independentes: 21,4 % contribution rate, first-year exemption, quarterly declaration — checked 18.9.2026
  6. Código do IRS, artigo 31.º — simplified regime coefficients (0,75 for listed professional services) — checked 18.9.2026
  7. AIMA — fee table (Portaria n.º 307/2023) — checked 18.9.2026
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